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The Georgicks of Virgil, with an English Translation and Notes Virgil, John Martyn Ipsi in defossis specubus secura sub alta Otia agunt terra, congestaque robora, Pierius says it is confecto in the Roman manuscript. And Tacitus also says the Germans used to make caves to defend them from the severity of winter, .

Free download. Book file PDF easily for everyone and every device. You can download and read online Saving the Millennial Generation: New Ways to Reach the Kids You Care About in These Uncertain Times file PDF Book only if you are registered here. And also you can download or read online all Book PDF file that related with Saving the Millennial Generation: New Ways to Reach the Kids You Care About in These Uncertain Times book. Happy reading Saving the Millennial Generation: New Ways to Reach the Kids You Care About in These Uncertain Times Bookeveryone. Download file Free Book PDF Saving the Millennial Generation: New Ways to Reach the Kids You Care About in These Uncertain Times at Complete PDF Library. This Book have some digital formats such us :paperbook, ebook, kindle, epub, fb2 and another formats. Here is The CompletePDF Book Library. It's free to register here to get Book file PDF Saving the Millennial Generation: New Ways to Reach the Kids You Care About in These Uncertain Times Pocket Guide.

Doing so proves that their values are, on the whole, different from those of the generations that came before them. Examining global statistics about this diverse demographic provides useful insight about their shared values and implications about their differences. A survey conducted by PwC asked 4, millennial graduates across 75 countries questions about their attitudes toward the workforce. All respondents were under 31 years old at the time of the survey. Consider the following survey statistics:. Another study conducted in by Viacom International Media Networks interviewed 15, millennials from 24 countries in 19 different time zones.

Some of the findings are as follows:. Further studies show that U. Consider the following two statistics:. While cultural differences in the global workplace are aplenty, there are many similarities between millennials around the world. Investigating surveys about millennial culture on a global level helps to dissect the demographic, debunk the stereotypes that mislabel it and better understand its unique characteristics. Statistically speaking, millennials believe in themselves and a shared power to create a better world.

They believe that access to the Internet changes the way they think about the world. They believe, largely, that technology enables and empowers them. There are many misperceptions associated with millennials, many of which stem from the workplace.

DELUSIONAL OR WISE?

By , millennials will comprise 75 percent of the global workforce. Since the early s, when millennials first began entering the workforce, there have been struggles with opposing ideologies. Debunking the stereotypes and understanding their origins can help employers make the first step in learning to attract and retain them. The one word used most frequently to describe millennials is entitled. Millennials were born to late Baby Boomer parents who might have coddled them or Generation X parents who may have been inclined to spend more time with them.

Millennials, on average, were constantly told how special they were and that their dreams were achievable. Digging a bit deeper, though, it becomes much more complex than that. Millennials must understand that their bosses will not coddle them even though their parents might have, and accepting criticism is a part of growing as a professional.

Millennials grew up with technology — and watched it evolve and transform the world. They are excellent multitaskers, and they are prone to finding easier ways to complete tasks in order to save time and resources. Employers should understand that millennials often seek multiple ways to complete a task.

At the same time, millennials should work to be sure their efforts accurately reflect their hard work — and that they are working just as hard as everyone else. Millennial workplace culture often comes with the image of a young professional questioning an older boss about the way things are done.

To Baby Boomers and members of Generation X, this can come off as disrespectful. The truth is that the Millennial Generation was raised to ask questions. As a whole, the demographic is not afraid to test the status quo. Plus, questioning the way things are done is not necessarily displaying a lack of respect.


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It is possible that there is indeed a better, more efficient way to complete tasks. However, millennials must learn that it is not wise to question every decision made within a workplace. There is often a delicate balance of authority within a place of business, and every company culture is different. Millennials should be patient as employers get to know their work styles and adapt to their way of completing tasks.

As the statistics prove, motivating millennials in the workplace comes with the chance to complete meaningful work. Also, the statistics prove that, largely, millennials put life before work and expect their bosses to understand that fact. Millennials have a strong work ethic, but not in the sense that may be typical to Baby Boomers and members of Generation X. Millennials seek a unified work life and home life, rather than a failed attempt at balancing the two like they might have witnessed with their parents.

Generational diversity in the workplace is clearly shown in this perception of work ethic. The older generations seek to separate work and fun. Millennials want work to be fun. To find a common ground, millennials should readjust their ideas of entry-level work at an established company. Part of this may be accepting that they must earn their place and climb the ranks. Employers should work to offer flexibility whenever possible and learn that there are other, more innovative, ways of completing work than traditional methods.

While it is often perceived as a lack of loyalty, millennials realistically understand an unsteady job market. They watched as their parents, aunts, uncles or possibly grandparents lost their jobs and struggled to find work. They watched as the housing market crashed and retirement funds were lost. The Millennial Generation is also the most educated generation, meaning they feel confident moving from one job to the next if they are unhappy. A perception of knowing what they want and having the confidence to seek it out can be misconstrued as a void of company loyalty.

Millennials should learn to put some trust into their employer if it is deserved. Employers should work to develop programs that build trust with the millennial workforce. After debunking the misperceptions associated with millennials and the workplace, it is appropriate to take a close look at what exactly millennials look for in a job. The statistics prove that the majority of them want to be their own bosses, and that they value meaningful work.

Besides that, millennials place high value on the following:. Generational diversity in the workplace has created a unique set of conflicts that arise. While generational conflict has always been present in the workplace, it has become increasingly apparent as the youngest generation has settled — and become comfortable — in the workforce. Some of the few common conflicts are as follows:. Attracting and retaining millennials in the global workplace comes with particular struggles that become easier to overcome after analyzing the statistics and looking at the facts.

To attract and keep millennials, consider the following:. Communicating across generations in the workplace is difficult when there is clearly a separation. Aim to provide a workplace that values the individual characteristics of each employee rather than classifies people into groups according to his or her age. Statistics help human beings form intelligent opinions and plan or make changes accordingly.

Stereotypes, however, are in general harmful and damaging to the progression of an organization — and to society as a whole. There are a few ways to blur the line of generational separation in the workplace and work toward a unified organization across every demographic. Create an atmosphere that is conducive to comfortable, happy employees who complete valuable work. For that to be possible, an understood company culture should exist.

Allow employees to share their values and give input about what the company culture should reflect. Consider the following ways to implement an inclusive company culture:. Besides creating an inclusive company culture, generational diversity in the workplace comes with the need to implement proper management strategies. Older generations grew up with strict rules. They are based on our own research findings and those of other scholars. We are mindful that there are as many differences in attitudes, values, behaviors and lifestyles within a generation as there are between generations.

But we believe this reality does not diminish the value of generational analysis; it merely adds to its richness and complexity. Throughout this report, we will not only explore how Millennials differ from other generations, we will also look at how they differ among themselves. Roughly two-thirds of Silents, nearly six-in-ten Boomers and about half of Xers feel the same way about their generation. But Millennials have a distinctive reason for feeling distinctive.

DO NOT go to MEDICAL SCHOOL (If This is You)

See chapter 3 in the full report. There are big generation gaps, as well, in using wireless technology, playing video games and posting self-created videos online. Millennials are also more likely than older adults to say technology makes life easier and brings family and friends closer together though the generation gaps on these questions are relatively narrow. A nationwide Pew Research Center survey taken in may help explain why.

This one focused on differences between young and old rather than between specific age groups. Nonetheless, its findings are instructive. Nearly six-in-ten respondents cited work ethic as one of the big sources of differences between young and old. Asked who has the better work ethic, about three-fourths of respondents said that older people do. By similar margins, survey respondents also found older adults have the upper hand when it comes to moral values and their respect for others. In short, Millennials may be a self-confident generation, but they display little appetite for claims of moral superiority.

That survey also found that the public — young and old alike — thinks the younger generation is more racially tolerant than their elders. More than two decades of Pew Research surveys confirm that assessment. In their views about interracial dating, for example, Millennials are the most open to change of any generation, followed closely by Gen Xers, then Boomers, then Silents. Likewise, Millennials are more receptive to immigrants than are their elders.

The same pattern holds on a range of attitudes about nontraditional family arrangements, from mothers of young children working outside the home, to adults living together without being married, to more people of different races marrying each other. Millennials are more accepting than older generations of these more modern family arrangements, followed closely by Gen Xers. To be sure, acceptance does not in all cases translate into outright approval.

But it does mean Millennials disapprove less. See chapter 6 in the full report. But as the results also make clear, this modern generation gap is a much more benign affair than the one that cast a shadow over the s. The public says this one is mostly about the different ways that old and young use technology — and relatively few people see that gap as a source of conflict.

Indeed, only about a quarter of the respondents in the survey said they see big conflicts between young and old in America. Many more see conflicts between immigrants and the native born, between rich and poor, and between black and whites. There is one generation gap that has widened notably in recent years. It has to do with satisfaction over the state of the nation.

In recent decades the young have always tended to be a bit more upbeat than their elders on this key measure, but the gap is wider now than it has been in at least twenty years. Whatever toll a recession, a housing crisis, a financial meltdown and a pair of wars may have taken on the national psyche in the past few years, it appears to have hit the old harder than the young. As they make their way into adulthood, Millennials have already distinguished themselves as a generation that gets along well with others, especially their elders.

For a nation whose population is rapidly going gray, that could prove to be a most welcome character trait. Read the full report for more details. About Pew Research Center Pew Research Center is a nonpartisan fact tank that informs the public about the issues, attitudes and trends shaping the world. It conducts public opinion polling, demographic research, media content analysis and other empirical social science research. Pew Research Center does not take policy positions.

It is a subsidiary of The Pew Charitable Trusts. Publications Topics Interactives Datasets Experts. She chose USC in large part due to a full tuition scholarship plus a smaller one for a couple of years that provided a portion of her living expenses. She worked all through college and ended up working for an arm of the university for whom she had interned as an undergrad upon graduation. Did growing up in a house with a financial planner as a dad help? I have faith in the next generation and think many are destined for great things. Sam interesting but as with anything generalizations are just that.

I am the proud dad of three millennials and they are among the most savvy and responsible people I know in every regard including money. For example my oldest, now 27 had just graduated from USC and I called her one Saturday and asked what she was doing. My other daughter, in her final semester of law school now, was the first person to implement a budgeting system for her sorority as a 20 year old.

My son always did well as a freelancer in college in addition to his work as a paid marketing intern. He solicited my help when it came time to invest in his k at his first job. Stats and generalizations are fine Sam but they are no more accurate than saying all of a certain ethnic group for example are bad people because one of them did something wrong. Is it a bad generalization if the data comes from over , Millennials? Do you think you being a financial planner has anything to do with your kids being fiscally responsible? Surely there must be some sort of influence right?


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A great question is this: Did your daughter pay for her tuition at USC, take out loans, or take on side jobs? That would be cool. These are the true fascinating scenarios! Remember: there are lies, damned lies, and statistics. First of all, it would be incorrect to extrapolate the Personal Capital user database as being representative of the entire Millennial generation in the US.

Better to say that it is representative only of the financially and technologically literate people who would use that sort of service. Millennials coming from rich families and hence expecting a big inheritance are probably much more likely to use Personal Capital. Maybe a lot of Millennials expect to rent forever, and so they entered zero into that question, which brought down the average?

Maybe a large portion of respondents misunderstood the question, and gave only the amount they expected to make as a down payment? But hey, maybe they do all plan to move out to the Mid-West for a comfortable retirement by the age of Also, I have found it hard to convince my parents and in-laws to increase their lifestyle in their retirement. They are comfortable and seem unwilling to spend all the money they have saved. Instead they continue saving, as their pensions, retirement accounts, and social security checks exceed their expenses each month.

Is it because they fear future medical expenses? Do they think they will live forever? Based on my limited experience with my in-laws, my mother in law is afraid of future medical expenses for my FIL who has dementia. Maybe it is because they have been saving so much for so many years? I have the same problem with convincing my parents to spend money. It is a Boomer mentality to save, save, and be frugal.

So I am wondering if maybe these guys are the ones who have things right? I think they paid attention a little too closely to the movie Fight Club lol awesome movie btw. I would actually be worried about real estate value long term if it were not for the growing population. As far inheritance goes, my parents will probably leave each of their three kids in the higher six figure range. Their generation seems to have a duty though to help their kids out, which if that is what makes them happy…fine.

I think it is our duty as children to help our parents. Their duty was already fulfilled raising us as children. The sharing economy is a better, more efficient economy. I think you have a great point about the new generation being much more cognizant that less is more. I would continue to work and invest but not so much for myself but for future generations.

This is the ideal situation to set up generational wealth. Which is my primary goal. That being said, my tolerance for putting up with BS would be much much lower. Yes indeed. BS is all around us. Not having to put up with BS is one of the biggest benefits of having FU money or being financially independent! Well… it depends. Some of my millenial friends are in the same boat and have done the same, others have not. Its easy to generalise on a whole generation but I would disagree that its accurate. Its partly due to lack of discipline, partly due to the state of the markets, partly due to changes in population, tech, etc.

Currently in London and Sydney, median property prices are eye watering multiples of median incomes — 9x,10x gross. This was certainly not the case for the previous generation x gross. Also, millenials graduate with large student loan debts, compared to free education given to baby boomers. I think London prices are a combination of competition and massive opportunity to take advantage of bad government policies. Its just sad. My grandfather was the son of a sharecroppers he made his on way becoming an engineer and investing in the market for long term growth.

When he passed he was worth millions. He lived modestly, when we sold his house we made 70k. He paid cash for my college and gave me the down payment on my home I had the money he told me to save it. He left a large amount to his children. His goal and mine too is that if we constantly fund fund college for each future generation we will eventually have growth that when that on the day your born you will already have college paid for.

I am teaching my son these values. I plan on semi retiring around Your grandparents were wise! Now that I think about it, so were mine, and perhaps so were many of our grandparents. They knew the value of saving more than we know now it seems. Does knowing your family has money affect your decision to semi-retire at 40?

At 35 making under k my wife and I have a net worth of over k, but that was all us. We will be able to slow down because we worked hard, we were frugal, but also because my family is paying for college. Both me and my husband have our parents quite well off, midlle class, payd their houses and so on.

I think it shows in us in some things. Maybe I would have picked a different, more stable profession if I knew there was no help in sight. So now, the backup is our emergency fund. I admit that I do let it get to my head knowing my parents have the wealth to pick me up if i ever need it. I live in Richmond district of SF with my family, 6 figure salary and turning 26 this year. But I also spend a lot traveling. I spent probably 8k last year traveling and will most likely do so again this year. Just knowing my Chinese parents and how much they love their children, they would feel worse knowing they worked so hard to get us this life and we dont take advantage of it.

Trump got a million dollars loan from his parents and he went on to make billions. Some people scoff at that story of a privileged kid, but really though, he didnt get billions later on by not working his ass off. He made lemonade with the lemons he got. I am not Chinese but I recently married a Chinese girl. I grew up doing every single thing by myself and would always be annoyed if anyone tried to help — and no one ever did. Of all the things that I can remember, they wanted to pay for furnishing our house and after I sternly said no, they were pretty sad I could tell. Good to know thats normal behavior hah.

Not all Chinese parents are like that, but I know many who are. For some, rejecting their offer could actually cause a rift in the relationship. Another strange dynamic with my family and probably other Chinese is their disdain for verbalized appreciation. Only if we get drinks at Ice Cream Bar afterwards! PPQ is great. My favorite restaurant on Clement used to be Minami. Unfortunately the owners retired. But still work just as hard because: 2 I do not expect to inherit much if any of that for at least 30 years again related to when parents had children.

It is also often not a certain outcome — parents may want to start spending their money given they earned it! So while they may if I asked, I am also in a position of not needing it, and I value the good relationship we have more than any potential money tension that it may cause. My brother works a minimum wage job and is not interested in going for more.

My parents will be passing down a small inheritance to my brother and I. May I ask why your dad retired at 55? Was it a forced retirement? If so, hopefully there is some pension or severance package? My dad volunteered and took the retirement package as his department was downsizing and then ultimately closed about 3 years later. He hated working there anyway. In hindsight it was for the best as they ended up with the biggest retirement packages but the package was nowhere enough for their retirement.

Add to that, scaremongers told them that the govt. I come from a mostly financially unwise background. We know little beyond cutting corners in a household budget. Everytime my family followed the bank consultants advice to invest, they lost money in money market, an insurance policy and one offshore investment. I work way too hard for my money, to have it just go poof into the ether! Those are some crazy stats. I think I am a realist when it comes to money because I definitely am not getting an inheritance and I love in one of the most expensive cities in the world.

My parents have no money to support me. I actually have to support them! We are already in a retirement crisis. I hope more Millennials realize that there are no guarantees in life and waltzing around waiting for a large inheritance to pay their way is a terrible path to take. Financial independence is so important and a lot of them sound incredibly clueless about money! I am buying a retirement. I do have a question i would like to ask you Sam, you seem like an intelligent and like-minded guy and i would really appreciate your opinion.

I was having panic attacks and felt like i was going to die. I am pretty introverted, and hate politicking and do not get much satisfaction from for being in a position of power. The problem is that the company i work for does not have the best market for these skills; i could make a bit more elsewhere. I really feel like programming is the perfect career for me. I worry that i may have it better than i realize here, and would be making a mistake by leaving this in an attempt to pursue something [programming] that i have nearly been dedicating all my free time to for the last 2 years.

The grass is seldom greener on the other side. If you are 2 years out of college, than I guess you are around 24? If so, you need to develop the mentality of sacrifice. Please spend this week reading my entire Career section. I really only went because I had nothing else going for me, but it would at least get me out of the burger joint I was working at for 5 yrs prior to my job now. However after getting first hand exposure to finance careers, they are too cut throat and competitive for my liking.

I agree with you that you should always be learning everyday in your life. However I feel like I am not really learning at my job any more. At least not in the areas I would like to be learning about. This is not the most tech savvy company, and if I do decide to go down this path the chances here are looking very bleak. I am thinking maybe I should sacrifice my time elsewhere, where at least I would be growing in the way that I [think I] would like to grow.

The uncertainty that maybe it is just better to try to be a rich business man than pursue something I seem to have a strong interest in. I over analyze stuff. What if learning and earning is fun? Can I learn and have fun, and earn once I learn and stop having fun? Agreed on not quitting before finding a new job though- to add to this, you should also never be so hopeless with your job that you want them or try to get them to fire you; having a shitty job is better than no job. When done correctly, a large inheritance should be nothing more than a tool to expedite what you already planned on doing.

I get to paint, fix stuff, etc. I owned a few houses in my late teens and early 20s but ended up selling them after a few years to move across country for work. I would also add that it feels amazing to own your own business, even if it loses money at first. For me, there is power in work, but not if somebody else is reaping all the benefit. Interesting article, I think you should do a follow up survey in years and then post the results.

I would like see the changes. I put a peg in to not work past 50 at least in the corporate world which would be about 27 years of work for us. I like to do things myself to prove that I can. Those home price and income ratios look awesome. If you want to live on a lake close to Minneapolis you wont see property for under K. I can, however, look forward to taking care of my parents physicaly and financialy. The financial part I have been doing ever since I started working full time.

Yes there are people out there like me too. No inheritance and financily resposible for aging parents. No complaints. My parents desrve every bit of comfort I can afford to bring into their lives. Everybody should adopt this zero expectation mentality. There was going to be a story about how my Boomer parents, despite running a very small retail business for the past 35 years, and keeping us in a fairly middle class lifestyle, can barely afford to retire, let alone leave anything for us.

I hope my parents just sell and enjoy themselves, though. I have a feeling your parents have much more money than you might realize. But maybe not! Have a frank conversation with them now. My brother was born in 89 and myself in When he first went to college I tried to get him to open a credit card and put some light spending on the card and pay it off every month. He could not understand why he needed a card no matter how much I prodded and explained.

No Wonder Why Millennials Don’t Give A Damn About Money!

Seriously, I believe inherited wealth inhibits motivation. So my hopes are that my kids will be business savvy, and look to grow what I leave behind. If not, my wealth will be an education trust fund for future family use. Very candid response! While I think it likely I get a decent size inheritance, 1 I am not going to rely on it in my planning as nothing is guaranteed and 2 parents are relatively young so if all goes well, I would be normal retirement age by the time I collected anyway — not something I want to wait for to stop working.

Treating inheritance solely as cream. If I was already given 1M plus by parents not through inheritance though… I would treat is like any other money I posses, and would not be motivated to work extra just to prove something. One thing I expect is that most of those expecting to inherit 1M are not used to low enough spending to live solely off it successfully. It takes a lot longer for people to die these days, so thinking that you will inherit money at 50 might be unreal for many millennials.

Two of my Grandparents are still alive one at age Both have social security, pensions, and had high valued assets of just under a million at one time. I hope people realize this. And bad things happen all the time. I will continue to say this forever. I would still attempt to save as much as possible even if 1. I want to make my money make money during that time too. No inheritance expected here! As per vacations, considering I only work half the year at No a chance.

I have fuel in me to last me till my early to mid 60s granted that I stay healthy. Come back to me in 10 years and let me know how that tank is running! I burned out after 13 years. Hey Sam. Your points still stand, but I think you forgot your math on that one.

Millennials: Confident. Connected. Open to Change | Pew Research Center

Please share! Do I hear sarcasm? Estimating returns depends on many factors as you well know. Was that an incorrect assumption? If so I apologize. Otherwise, you begin to lose the message. Maybe there is a way for me to add in multiple variables and still get my message across. What is it you do and what is your current financial situation? But yes, there should be a way to include some kind of projected return without losing the message.

Currently focused on living below our means, quickly paying off student loans, while making some k contributions and saving for other goals. As a side note I sure wish personal capital would link correctly to my credit union account. It pulls in checking and savings but not my mortgage info. Oh I care about money a lot especially because my mom is paying for my state university education out of her retirement and I intend on paying her back.

It motivates people to be creative, use their college degree, and learn how to network in order to make it.


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  • You only have to look at those stories of heirs and heiresses and how they spend the fortune their grandfather and parents worked hard for. Good stuff! I felt the same way as you do now, which is why I went to public school with the intention of paying them back. I have a millennial son at home. And he will be 18 in three days thank God! It is working for me. I told him to move out after graduating high school.

    Join the military. Get his degree, be an officer, and get a nice pension. I have a lot of haters with my strategy. F them, too. LOL, awesome! Going the military route is not a bad way to go. Get a pension by the time he turns 38, and then get another job so that he is concurrently making two incomes! No brainer. He does, but I am not paying for it. If I can do it, he can do it, too. Even very intelligent friends of mine seem to intentionally ignore their money, so long as they have enough coming in to pay for everything.

    Older generations do have the benefit of experience in this case. I treat it the same way I do Social Security. Even if there were, I would expect them to spend it on themselves, not on me. The real benefits, if they last, would probably skip at least one generation. Only the richie rich can afford that kind of leisure, unless they buy a season pass. They basically said not to expect anything, because they were going to burn every dime on themselves having a blast! I have a lot of respect for that mindset and it set expectations where they belong. I would have a hard time just living it up with the money.

    For anyone relying on inheritance, the future is not pretty. Post inheritance, they are more like lottery winners, doubtful anything will be left within 5 years. If nothing is left in 5 years for your parents, are you planning on taking care of them in 5 years? How much? And I do not know with certainty whether I will. I certainly do not want to rely on it. Our parents were helicopter parents who wanted us to be happy and get a trophy for everything. I am glad my parents taught me the power of savings and compounding. When I first started working I would put some crazy numbers in retirement calculators for kicks.

    It was more fun to look at the what ifs than focus on the paltry savings I had at the time. Gallup Polls use 1, users for data to make assumptions. This is one millennial that fits your description, but very much gives a damn about money! How did you come to that figure? Did your parents say so?

    Or did you simply estimate all the assets they have and make a guess? They can help you with a downpayment, buy you a car, pay for grad school, etc. Both my husband and I have told our parents to spend whatever money they have on themselves. My parents will likely not have anything to give, while my in-laws may or may not. They have two homes, one a bayfront home in Delaware. However, my father in law has dementia and who knows what kind of healthcare costs they will incur once he needs to be put in a nursing home facility.

    Honestly, I think expecting an inheritance from their parents is a bit greedy. My parents will not be passing down an inheritance to my brother or I. Actually, my brother and I will be responsible for their retirement. I do get jealous of people who have inheritances or who have parents who pay their down payment for a house. No wonder they live very carefree.

    No Wonder Why Millennials Don’t Give A Damn About Money!

    My mom raised my brother and I as investments. I have actually heard her say that. She does expect us to take care of her. She worked 22 years and invested time and money. My mom is only She lives another 40 years? You owe so much to your parents and nuclear family that you will support them until they die — some even feel more beholden to parents than to spouse and kids. The US tax code has a spot for deducting support of Mexican and Canadian dependent parents for this very reason.

    Take care of yourself first before you take care of them.